Mortgage Loan (LAP)

Asset Liquidation

Unlock Capital Against Residential & Commercial Units

A Mortgage Loan (often referred to as Loan Against Property - LAP) allows you to mortgage your owned residential homes, commercial office buildings, or vacant land layouts to secure funds for personal or commercial projects. Sangeetha Associates works with leading public and private banks to ensure maximum valuation rates and lower interest factors.

Up to 70% Funding

Banks evaluate property valuation metrics and sanction up to 60-70% of the active market rate.

Tenure up to 15 Years

Repay comfortable monthly EMIs over long periods without burdening operations.

Required Documents Checklist

Property Documentation Required
  • Original sale deed / title deed of the mortgaged property
  • Parent deeds for the past 30 Years (trace documents)
  • Encumbrance Certificate (EC) for the last 15-30 Years
  • Latest Land Tax Receipt & Property Municipal Tax receipt
  • Approved building sketch plan & construction permission letter
  • Patta, Chitta, or Adangal documentation (for land assets)

Mortgage Loan Inquiry

Secure funding against your property assets.